If you’re preparing to buy your first home, it’s important to plan ahead to effectively manage your finances and be a successful homeowner.
Take advantage of the CHANGE, Inc. Home Buyer Education class. This class is HUD-approved and can help qualify you for reduced rates with certain lenders and the Northern Panhandle HOME Consortium’s Down Payment Assistance program.
CHANGE, Inc.’s Home Buyer Education class will guide you through the complex process involved with buying a home including:
|· Purchase readiness
· Budgeting and credit issues
· Shopping for a home
|· Obtaining a mortgage loan
· Predatory lending
· Maintaining your home
The class is FREE; however, there is a small fee for your credit report, which is mandatory for the class unless you can supply your own. Attendees are required to complete and submit the class application seven days prior to the class they wish to attend. Only completed applications will be accepted.
To obtain an application, stop by one of the CHANGE, Inc. offices or download the application from www.changeinc.org under the “community services” tab.
The next scheduled class will be Monday, December 17th at the Ohio County Public Library located at 52 16th Street in Wheeling, WV.
If you’re unable to attend the class due to other commitments, CHANGE, Inc. also offers an online Home Buyer Education course available to take any time. There is a nominal charge for this convenient online class, but no application is required. Details on how to take the online course can be found at www.changeinc.org under the “Community Services < Housing Counseling” tab.
If you have questions or would like more information concerning any of the CHANGE, Inc. programs and services, please call the CHANGE, Inc. Administrative office 304-797-7733, the Moundsville Outreach office 304-845-8269, the Newell office 304-459-4010, or visit the CHANGE, Inc. website at www.changeinc.org.