What We Do
The Home Ownership Program provides opportunities for low-income families to obtain safe, affordable and energy efficient housing throughout the Northern Panhandle of West Virginia. The homes are made possible through funding from local, state and federal programs.
Single family dwellings are being extensively rehabilitated and single family and rental dwellings are being constructed throughout Brooke, Hancock, Marshall, Ohio and Wetzel counties with funding from the Neighborhood Stabilization Program, Community Reinvestment Act and Community Housing Development Organization. The homes will be equipped with Energy Star appliances and energy efficient measures to obtain low costs and minimal upkeep.
Services We Provide
Once a property is completed, it is available for resale to qualified home buyers on a first come basis.
How to Receive Service
Must meet income guidelines. Some programs not available in some counties. Eligible applicants must obtain a conventional mortgage for the purchase of these houses. Housing will be made affordable by providing a subsidy as a second loan, that is forgiven, based on time of occupancy. Call one of our offices to get an application.
If you have an impairment, disability, language barrier, or otherwise require an alternative means of accessing information about housing counseling, please talk to your housing counselor about arranging alternative accommodations.